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Meet Zhar

Zhar

Zhar's story

HRT Access Fund recipient

Zhar (he/they) was previously covered under their mother’s insurance, the out-of-pocket costs for appointments and prescriptions were still overwhelming. In 2022, while living with their grandmother in Arkansas, Zhar began HRT services with a local provider, but the copays quickly became unmanageable on a substitute teacher’s salary. After moving to Tennessee in 2023 and turning 26, Zhar lost insurance coverage altogether and now struggles even more to access necessary care.

Zhar is a substitute teacher, which means their income is inconsistent especially outside of the school year. Financial challenges have escalated in recent months, leaving Zhar several months behind on rent and unable to afford basic needs such as therapy, antidepressants, and med provider visits. Despite these obstacles, Zhar remains committed to continuing their transition, knowing that access to HRT is essential for their well-being.

Receiving 12 months of HRT support would alleviate the financial burden, allowing Zhar to continue their medical transition and focus on their other medical needs. 

Zhar's timeline

  • Award Granted

    August 12, 2024

    Zhar was awarded a grant toward HRT/GaHT!

Grant details

$1,450 towards gender-affirming care.





About Testosterone+

On average, it costs $1,200+/year for Zhar's care.

What is it?

Testosterone+ refers to the gender-affirming hormone replacement therapy (HRT) methods that some trans men, trans masc, and non-binary people take that result in physical changes which align with their gender identity. Every person's preferences and personal healthcare needs vary, so this can include oral medications, injections, and transdermal patches.

How accessible is it for trans folks to receive this care?

For trans folks who live in states most impacted by anti-trans healthcare legislation, it can be extremely difficult to find a knowledgeable, trans-affirming provider as well as access prescription medication. Many insurance plans do not cover HRT. For trans folks without insurance coverage, the ongoing out-of-pocket expense can be challenging.

What is the impact of this care on the recipient’s life?

Testosterone+ introduces a wide range of masculinizing physical, emotional, and psychological changes that align with their gender identity. This often leads to a more positive emotional well-being, increased confidence, increased safety when in public, and better opportunities at employment and more.